What is the optional insurance program?
The optional insurance program is an opportunity for parents to pay into an insurance pool offered by Midland Public Schools to help parents deal with the costs associated with student-caused damage to a district 1:1 device. We know that these unexpected costs can be daunting, and it is our hope that this can provide a consistent, more budgetable approach to device damage for everyone.
Where can I find a copy of the current year device agreement?
The current student device agreement is part of the Personal Information form that is completed online through ParentVue every summer. It is also included in the online enrollment package given to all new students/families.
What is the cost to replace a 1:1 device?
The current replacement cost for a complete device is $290.00. That price will change depending on pricing from the vendor, but the current pricing is currently good through the end of the school year.
What is covered by the insurance program and what is not?
Covered by the District at No Cost to the Parent
If a device fails due to a manufacturing defect, normal device failure, or normal wear and tear, this would include, but is not limited to, things like a battery replacement at the end of its life, the storage system failing due to mechanical failure, a motherboard failure due to a defect in manufacturing, these failures would be covered entirely by the district.
Covered by the Insurance
If the machine is damaged by the student, that is when the insurance comes into play. This damage would include, but is not limited to, broken exterior and interior parts due to dropping, liquid damage, broken screens, keys peeled off the keyboard, and punctured/gouged trackpads.
Not Covered
Lost or damaged power adapters are not covered. Damage caused intentionally or through gross negligence is not covered.
What do repairs cost for different standard repairs?
Repair charges vary based on the damage done. Parts costs are charged at our cost with no mark-up. Labor is charged at $15.00/hour with a one-hour minimum. The prices will vary as the district's costs change frequently due to supply, demand, and tariffs.
What are the fees associated with the 1:1 device optional insurance program?
Premiums
For non-Free and Reduced families, the insurance premium is $30.00 per student. This is an annual fee if you opt into the insurance.
For Free and Reduced families, the insurance premium is $10.00 for each verified free and reduced student. This is an annual fee if you opt into the insurance.
Please note - The free-reduced rate is only available if a current Free-Reduced Lunch Application is approved and on file with MPS.
Co-pays
There is no per-incident co-pay with the premium, except for devices that are lost, stolen, or beyond economical repair due to negligence or extreme damage.
Please note: damage caused intentionally or through gross negligence is not covered under the insurance program and will be billed at the cost of repair or replacement of the device, whichever is cheaper.
What happens if my student's device is stolen?
- In the case of theft, a police report must be filed and a copy provided to MPS before a replacement device is issued. The replacement device will be issued at no cost to the family.
If I choose not to opt into the insurance this year, can I change my mind in the future?
There will be an open enrollment period each school year, from July 1 through the 2nd Friday after the start of school. During this period, parents can opt in or out of the insurance program for the coming year.
Who decides if damage is intentional or through gross negligence, and what do I do if I disagree with the determination?
If the damage appears to be caused intentionally or through gross negligence, the school will conduct an investigation to determine the source of the damage in consultation with the District's Technology Support Team.
If damage is found to be due to gross negligence or intentional action, and you would like to dispute that finding, contact the Director of Technology, David Dziedzic, at (989) 923-5127 or dziedzicda@midlandps.org. He will review the investigation and the parents' request and provide a decision.
Appeals of the Director of Technology's decision will be heard by the Associate Superintendent of Student Services and Human Resources. This role is currently held by Ms Kara Stark who can be reached at starkkm@midlandps.org or (989) 923-5018. The decision by the Associate Superintendent of Student Services and Human Resources is final.